Managing Your Credit

Do you spend more time planning a vacation for your family than you do managing your credit?


Let's be realistic. Planning a vacation is way more enjoyable than planning for your future. Vacations are instant, fun and relaxing. But, most of the time, when it comes to managing personal credit, it's built on uncertainty, fear, confusion and a lack of knowledge. Which, as a result, most want to avoid dealing with their credit altogether.

But, if you learn how to manage your credit correctly, it doesn't have to be so scary. In fact, managing your credit can be just as simple as planning for that exciting vacation. With 2nd Chance Credit by your side, we can help you clean up that embarrassing past, build a stronger credit rating for today and help you build a stress-free financial future for your family.

In The News

  2nd Chance Credit

"Credit Restoration Made Simple" 

Managing Your Credit 

It's one of the most important things you can do, but it's also one of the most overlooked areas in your finances. With 2nd Chance Credit,we'll help you restore your credit and build a solid financial future. Don't worry, we will be with you each step of the way through the restoration process

" 2nd Chance Credit showed me how to  delete 8 negative items from my credit report in 60 score jumped 80 points!"  R.O.

​​​​​Current Economic State of the  African American Community​ 

​We continue to fall behind...

​But what an Opportunity !!!

Bi-Partisan Credit Access and Inclusion Act

​Should Help level the "Credit  Field".

Average Credit Score In 2015

Where is your credit score in comparison to your fellow Americans?

"2nd Chance Credit  helped us get our life back after the economy crashed in 2008." S.C.